Aidas Insurance

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Welcome to your Houston Insurance Resource Center

Aida BabajanianMy agency has been helping individuals, families and businesses in Houston plan for the unexpected events that life brings our way. Whether it is that fender bender, or dealing with a catastrophe like Hurricane Ike, our clients rest comfortably knowing that we have taken the time to plan ahead.

In addition to planning, we offer discounts to help keep your costs down, and provide the customer service you deserve. We've also put this website together to help you get familiar with some basic questions that you may have. We hope you find this information useful.


Houston Auto Insurance

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Liability

Liability coverage is offered for bodily injury (BI) or property damage (PD) for which the insured driver is deemed responsible. The amount of coverage provided (a fixed dollar amount) will vary from jurisdiction to jurisdiction. Whatever the minimum, the insured can usually increase the coverage (prior to a loss) for an additional charge.

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Houston Business Insurance

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Business Owner's Policy

A BOP is a package that bundles property and liability insurance together through one affordable premium. The coverage is relatively broad and meant to appeal to small businesses with 100 or fewer employees.

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Houston Home Insurance

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HO1 - Basic Homeowner Policy

A basic policy form that provides coverage on a home against 11 listed perils; contents are generally included in this type of coverage, but must be explicitly enumerated. The perils include fire or lightning, windstorm or hail, vandalism or malicious mischief. theft, damage from vehicles and aircraft. explosion riot or civil commotion. glass breakage, smoke, volcanic eruption, and personal liability. Exceptions include floods, earthquakes.

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Houston Life Insurance

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Life insurance may be divided into two basic classes – temporary and permanent or following subclasses - term, universal, whole life and endowment life insurance.

Temporary Term Insurance

Term assurance: provides for life insurance coverage for a specified term of years for a specified premium. The policy does not accumulate cash value. Term is generally considered "pure" insurance, where the premium buys protection in the event of death and nothing else.

 

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